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Income Tax Return (Extra Refund) This is my third article on personal income tax information. In the last article you see the best free personal tax software to use. For the last 7 years I am filing my tax return using free software. There are 4 benefits of doing this. 1. Saving of $150 when I could do it myself 2. I didn’t have my own business so I couldn’t deduct my accountant expenses 3. You care about your own money the most (using an accountant is kind of akin to hiring a financial adviser, right?) 4. This is good challenge In this article you will find how to get more money on your tax return in 2014. Tip 1-If you contribute to Charity (wait until you amount $200) Did you know that the rate at which you're able to claim your charitable donations nearly doubles for amounts over $200? For that reason, you should not claim less than $200 in charitable donations in any year. Instead, if you want to optimize your tax situation, carry fo...

Please find some tips to math questions easy. These tricks are easy to remember to do all match calculations. Everybody knows that if we want to multiply with any number with 10 or 100 you just add one or two 0 after that number. E.g. if you multiply 39 with 10, you just add one 0 to 39 to become 390. Here goes, the first one is easy. 1. To multiply any number by 4 all you do is double it, and then double it again. Example: 16 X 4. First Double the 16: 16 X 2 = 32 Then Double the 32: 36 X 2 = 64 2. To multiply any number by 5, just divide the number by 2, and then re-affix any necessary decimal points or zeroes. Example: 56 X 5. First Divide: 56 ÷ 2 = 28. Then Make sense? 18 is obviously too small to be the answer to 56 X 5. It's clear that the answer is somewhere in the 100s. So you add a zero to the 18 and you have the correct answer – 280.   3. To multiply by 9 An easy one - Simply multiply the number by 10, and then su...

To do this you need a separate bank account for your savings. I have chosen TD bank where I can withdraw the money at any time if I need, but you can use whatever bank you want. I’m not an expert and I accept feedback. Anyway, the point is that you should have a separate bank account for your savings, otherwise you’ll be tempted to spend them and it’ll be difficult to keep track. When your bank account is set up properly, put your first investment in it. It can be as little as $10-$20, or whatever you can afford. Those will be the first money toward your financial independence. After you made your first investment, decide in advance a day when each month you’ll put some money into your saving account. You can start with $10 a month if you want, but make sure that you put something each month. My advice is to choose a day just after you receive your paycheck in order for you to make less excuse. Month after month, as you begin to save more and more money and you feel comfortable d...