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Thursday, January 31, 2013

Who will win this year super bowl and why?

Who will win this year super bowl and why?

Super Bowl XLVII American football game between the American Football Conference (AFC) champion Baltimore Ravens and the National Football Conference (NFC) champion San Francisco 49ers to decide the National Football League (NFL) champion for the 2012 season. It will be played at the Mercedes-Benz Superdome in New Orleans, Louisiana, on February 3, 2013 at 6:30 EST.
What are some reasons why the San Francisco 49ers will win the Super Bowl? Start with recent NFC domination, add a dash of Colin Kaepernick and take a look at the stock market results. Check out five reasons the 49ers will win Super Bowl XLVII. The team representing the NFC is 4-1 SU and 5-0 ATS over the last five Super Bowls, and that trend could continue this Sunday when the San Francisco 49ers take on the Baltimore Ravens. An Francisco was sitting as a 4-point favorite at Bovada, a half point higher than at many other Vegas and online sports books, but many observers feel this game may be a blowout.

Why 49ers will win Super Bowl XLVII?


1. Best running game

With Frank Gore and LaMichael James in the backfield and a loaded wide receiving corps, there just doesn't seem to be a defense for this 49ers squad. Focus on taking away the run, and Kaepernick will beat you through the air.

2. Kaepernick will make difference

In the divisional round, Kaepernick blew up the Green Bay Packers' defense both in the air and on the ground with 263 passing yards and two passing touchdowns and 181 rushing yards and two rushing touchdowns.
In the conference finals, when Atlanta committed its defense to taking away Kaepernick's running lanes , the young quarterback beat them with an effective passing day (16/21, 233 yards) and some great read-handoffs that led to three rushing scores.
Focus on the pass, and the running game (which averaged over 150 rushing yards per game during the regular season) will make you pay. Baltimore has faced some great offenses so far this postseason, but none with a dual-threat quarterback like Kaepernick (who is the Super Bowl MVP favorite). Peyton Manning and Tom Brady are future Hall of Famers, but neither can ruun to save their lives.

3. Odds makers

A lot early money poured in on Baltimore last week, perhaps public money jumping on the Ray Lewis 'Team of Destiny' bandwagon. But that bandwagon doesn't always lead to the payout window at the sports book.
A lot of sharper action is on San Francisco and the fact odds makers are not panicking and pushing the spread down further to -3 is an indication they expect a 49ers victory, according to Jack Randall of

4. Solid Defense

And while the offense has taken the spotlight, let's not forget that the San Francisco 49ers had one of the best defenses in the NFL during the regular season, allowing just 17.1 points per game. They've looked vulnerable in the playoffs, but gave up only 10 second-half points to Green Bay and no second-half points to Atlanta.
With an extra week to focus and prepare, a slow start shouldn't be in the cards for this talented unit, which has the front seven to pressure Joe Flacco.

5. The stock market says so

Most financial observers see Wall Street making gains in 2013. The Super Bowl Indicator - a myth that happens to have been a pretty accurate predictor - states that NFC winners lead to a robust year while AFC winners lead to losses and stagnation.

6. The super computer prediction

San Francisco is stacked on both sides of the ball and the prediction formula has picked a 30-25 final score. The 49ers will face a very formidable foe in the Baltimore Ravens, but when the dust settles, look for them to make more plays and come out on top

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Tuesday, January 29, 2013

Why Baking Soda is called Cleaning king of house ( Many Unfamiliar uses)


Why Baking Soda is called Cleaning king of house

Before we know why Baking Soda is called Cleaning king of home, let us see what Baking Soda is.

What is Baking Soda?

Sodium bicarbonate used in cooking, for cleaning, or in toothpaste. Sodium bicarbonate or sodium hydrogen carbonate is the chemical compound with the formula NaHCO3. Sodium bicarbonate is a white solid that is crystalline but often appears as a fine powder

What is Difference between Baking Soda and Baking powder?

Baking soda and baking powder both help create a reaction that causes dough to rise. This chemical reaction is dependent on the interaction of a base and an acid.

Baking soda

Baking soda is the common name for sodium bicarbonate, which is a base. When combined with an acid plus some moisture, such as buttermilk, the reaction releases carbon dioxide bubbles, causing dough to expand.

Baking powder

Baking powder contains sodium bicarbonate, but it also contains the acid necessary to produce the chemical reaction, usually in the form of cream of tartar. It only needs to be combined with moisture to begin working.
This chemical reaction has the effect of neutralizing the acid. So if you want the acid in your dough to retain its strength and flavor, such as when using buttermilk in pancakes, always use baking powder instead of baking soda. The only acid that will be neutralized will be the one contained in the baking powder, instead of the one in your dough that is working to create acidic flavors. On the other hand, if you want to reduce the acidity in your dough — say, when using a sourdough starter to make a sweeter dish — opt for baking soda.

Both baking soda and baking powder work quickly, so if you're making anything out of a batter or dough that relies on them for leavening, it's best to cook them right away. However, when working with whole grain dough, it helps to let the dough rest for a while before use (so the whole grains will have a chance to absorb enough moisture). So if you're using a whole grain dough that also requires baking soda or baking powder, wait until after the dough has had a chance to rest for at least 15 minutes before adding the leavening agent.

1. Unclog the drain.

 Instead of enlisting the help of a plumber or high-priced drain solution, some baking soda can do the trick. Simply mix 1/3 c. of baking soda with 1/3 c. of vinegar, and pour down a clogged drain immediately. Flush it out with hot water, ridding your drain of gunk and grime.

2. Treat insect bites.

With mosquito season in full swing, we all want quick and effective relief. One homemade treatment includes mixing three tbsp. of baking soda with one tbsp. of water. Mix the two into a paste, and apply onto your mosquito—or any other type of insect—bite.

3. Soothe Your Feet

Dissolve 3 tablespoons of baking soda in a tub of warm water and soak feet. Gently scrub. You can also make a spa soak for your feet.

4. Make a Bath Soak

Add 1/2 cup of baking soda to your bath to neutralize acids on the skin and help wash away oil and perspiration, it also makes your skin feel very soft. Epsom salts are pretty miraculous for the bath too; read about the health benefits of Epsom salt baths.

5. Cut tough grease from pots.

When doing the dishes, there are some tasks that regular dishwashing liquid just isn’t cut out for. To get rid of tough stains, simply sprinkle the dirty surface with baking soda. Pour one c. hot water and 1/3 c. vinegar onto the baking soda, watch it fizz, and then simply start scrubbing!

6. Wash your veggies

 Many of you are likely growing fresh vegetables out in your garden, and once ready to be picked, they will make their way onto the kitchen table. But not before a proper scrub, of course! Place your veggies in a plastic bowl, and cover them with cool water. Add three tbsp. of baking soda to the water, and let the vegetables soak for 10 minutes. Use a vegetable brush to scrub away the dirt, rinse, and you’re done.

7. Deodorize your underarms.

Your deodorant stick is sitting in front of you, empty, and you have somewhere to be ASAP. You don’t want to head out without underarm protection, so simply head over to the kitchen for a quick fix. Make sure your underarms have been thoroughly washed beforehand, and dried properly. Pat on as much baking soda as you’d like, and you’re ready to go about your day.

8. Freshen your mouth.

 No mouthwash in sight? After brushing your teeth at night, simply swish a mix of water and baking soda in your mouth. This will make it harder for bacteria to form. Be warned: this shouldn’t be a permanent solution, but a temporary one, as too much baking soda can corrode your teeth.

9. Rid your home of ants.

Ant infestations: they’re pretty common during the summer months. To rid these pesky insects from your home, simply sprinkle some along any ant trail you’ve spotted in your home, or along any cracks and crevices from which ants enter. This won’t kill the ants, but remove the scent trail, keeping the ants at bay.

10. Hair care

 Never thought to incorporate baking soda into your beauty routine? Simply add a tsp. of it to your shampoo, lather it into your hair, and rinse. This process will rid your hair of any build-up, so it’s worth doing every few weeks.
11. Make Toothpaste
A paste made from baking soda and a 3 percent hydrogen peroxide solution can be used as an alternative to commercial non-fluoride toothpastes. You can also just dip your toothbrush with toothpaste into baking soda for an extra boost.

12. Use as an Antacid
Baking soda is a safe and effective antacid to relieve heartburn, sour stomach and/or acid indigestion
13 Clean Brushes and Combs
For lustrous hair with more shine, keep brushes and combs clean. Remove natural oil build-up and hair product residue by soaking combs and brushes in a solution of 1 teaspoon of baking soda in a small basin of warm water. Rinse and allow to dry.
14. Keep flowers fresh
To preserve the life of your fresh-cut flowers, a sprinkle of baking soda will do! Just add some into a vase full of water before adding in the flowers.
15. Extinguish fires
 While we would hope that you’d never need to, baking soda is great at putting out fires in the home. How? Known as sodium bicarbonate, baking soda produces carbon dioxide in high temperatures. The carbon dioxide replaces the surrounding oxygen, thus smothering the fire
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Friday, January 25, 2013

Buy or not buy Travel insurance in 2013


Why travel insurance is so important for everyone

Even though travel insurance is something you've likely heard of, you may not entirely be clear about what it is or how it works.

What is travel insurance?

Travel insurance, in a nutshell, is a insurance products that provide coverage for travel-related expenses in the event that something unexpectedly goes wrong. The term itself, travel insurance, is often used to describe one or more specific types of coverage like:

1. Trip Cancellation/interruption

2. Emergency medical

3. Baggage (loss, delay etc.)

4. Accident death and dismemberment

Travel insurance policies come with a variety of options giving you the opportunity to purchase only the coverage you need.

What does a good travel insurance policy include?

A good travel insurance policy is one that covers you for what you need, and doesn't charge you for coverage you don't. When identifying the best travel insurance policy for yourself and family look at the policy details like:

•What's covered?

•Who is covered?

•Does it cover pre-existing medical conditions?

•What's the policy maximum?

•What's not included?

•Is there a deductible?

•Does the provider have an in-house, worldwide, 24-hour/7-day emergency contact number?

Remember too, that travel insurance plans are intended for sudden, unforeseen circumstances-something unexpected or an emergency. A routine check-up and cosmetic surgery, for example, are rarely-if ever-covered.

Different types of plans for buying travel insurance.

Depending on the coverage you need, there are specialized plans which offer a range of benefits, such as all-inclusive plans, multi-trip coverage and top up travel insurance.

·         Your typical all inclusive travel insurance plan gives you the benefits of bundling all of the coverage you may want-emergency medical, baggage, trip cancellation/interruption-into one policy, often for a cheaper travel insurance rate.

·         A standard multi-trip plan is particularly useful if you travel frequently. It provides emergency medical coverage for trips taken over the course of a year; and depending on how many times you travel often costs less than if you were to buy a policy each time separately.

·         Those who already have travel insurance may also want to consider top-up plans. Top-up travel insurance is a policy purchased by travellers who already have coverage (whether it's through a work policy or credit card), but do not have the coverage they need for the entire length of time they will be away. Top up travel insurance ensures you have coverage for the entire time you are out of the country.

Is a travel insurance policy really necessary?

Foreign Travel

Everyone, at minimum, should have emergency medical travel insurance before leaving the country. Insurance experts advices, that all should purchase a policy if you plan to go abroad, even if only for a day. Accidents can happen at any time and without the proper coverage, you may return home with significant medical bills.

High cost

Do not rely on your own health plan to cover costs if you get sick or are injured while abroad. Out-of-country health care can be costly, and your health plan may not cover any medical expenses abroad.

US trip or vice versa

Canadians who plan to go abroad - even on a day trip to the United States - should purchase the best travel insurance they can afford in order to avoid large expenses, such as the cost of hospitalization or medical treatment outside of Canada. Your Canadian insurance is almost certainly not valid outside Canada

Here are some nice website in US and Canada to get travel insurance quotes.

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