How easily I earn $200 searching web, watching videos and doing some surveys

Earn free money in your spare time

How easily I make $ 200 with Swagbucks using as a search engine and some surveys this year. This is very nice website; in this website you can earn dollars every day after registering

Swagbucks is a web portal dedicated to helping you earn its money called “Swag Bucks”. These bucks can be redeemed for things like gift cards, downloads and products in the Swag Store.

If you join this you will start earning swagbucks quickly. After earning swagbucks you can convert them to many different gift cards e.g. Amazon or PayPal cards.

How you can start this REAL money making journey?

Go to Swagbucks website and register. You will earn 30 free Swag Bucks just for signing up.

How many different ways I earn my swagbucks

1 My top way-. Searching the Web

The most popular way to earn Swag Bucks is to search the web. Just visit the Swagbucks homepage and every time you search for something using their search engine, you will have the chance to earn Swag Bucks.  You will only earn bucks periodically as you search, so don’t try searching for things over and over again – it won’t work.

 

2. My second best-Watching Videos

Find some great content that you are interested in, and fill your Swag Bucks meter as you watch. Once the meter is full, you’ll have a chance to win Swag Bucks’ All you have to do is watch videos that interest you and at the end of each video you can earn anywhere from 34 Swag Bucks. Keep in mind that you won’t win every time you watch a video. Watching 10 you can get 3 swagbucks.

I like to run these videos when I am doing something in the office, such as cleaning or organizing paperwork. That way I am nearby to click to the next video. I don’t do this very often, but when I do, I usually earn about 4 Swag Bucks for every “winning” video.

3rd best is. Taking Surveys

Visit the “Trusted Survey” dashboard every day for great survey opportunities. When you give your opinion, you will be awarded with Swag Bucks.You will only earn Swag Bucks when you qualify and I have found that I don’t qualify for many. However, it may be worth your time to check and see if you do qualify.

4. Playing  Games

If you enjoy computer games, check out the free ones offered by Swagbucks and you can earn 1-5 bonus Swag Bucks just for playing.

If you want to play against other Swagbucks members, you can buy into a tournament (these are limited time or limited player tournaments) and have a chance to win as much as 2000 Swag Bucks or more.

I haven’t had much luck with these games, but I know a few people that claim to earn quite a few Swag Bucks by playing games a few times per day.

 

5. Completing Time Sensitive Offers

There are some offers that you can complete to earn bonus Swag Bucks, and many of them don’t require payment of any kind. You can earn quite a few Swag Bucks by completing these offers, but be sure to only complete the ones you are sincerely interested in to avoid spam mail.

6. Viewing  No Obligation Special Offers

Visit the “NOSO” page to view special offers with no obligation necessary to earn Swag Bucks. You can look at all of the offers and not even sign up to one of them and earn 2 Swag Bucks per day.However, if there is an offer that interests you, be sure to sign up for it to earn even more bonus Swag Bucks.

 

7. Recycleing Products

Swagbucks has a recycling program where you can earn Swag Bucks for handing over your old cell phone, books and gaming systems. All you have to do is look up the product that you’d like to trade in, print the pre-paid label and trade-in receipt, stick the package in the mail and collect your Swag Bucks (once your item has been received and processed).

Personally, I don’t think the bucks that you get for these items is very much, but if these are items that are just sitting around your home collecting dust, it may be worth it for you to trade them for some Swag Bucks.

8. Answering Polls

There is a new poll every day on the Swagbucks website. Every time you vote in the current daily poll, you will earn 1 bonus Swag Buck.This is such a simple way to earn around 30 Swag Bucks every month. It only takes a few seconds to do. It is usually the first thing I do in the morning when I log on to the computer.

9. Referrals

Once you see how easy it is to earn great prizes through Swagbucks, you will want to tell all of your friends so that they can start earning prizes too. Make sure you get them to sign up through your referral link so that you can earn points for referring them. Swagbucks will give you 10% of their Swag Buck earnings for life!

10. Performing Tasks

When you do small “tasks” on the Swag Bucks website, you will be rewarded with bonus Swag Bucks. Small tasks include things such as testing online discounts and promotions, finding biographical information for celebrity actors, finding great things to do in a particular city, etc.

11. Use the Toolbar

Be sure to install the Swagbucks toolbar on your browser so that you can search for things on the web easily.

You can type all your searches into the toolbar instead of having to click on the homepage to do so. You are also awarded 1 bonus Swag Buck every a day, just for using the toolbar.

12. Follow Swagbucks on Facebook

Swagbucks will often post special codes and offers for their Facebook fans, so it’s a good idea to “Like” them on Facebook.

Check their page every day or so to see if there are any new promotions or special Swag Codes available.

13. Follow Swagbucks on Twitter

Just like on Facebook, Swag Bucks rewards their Twitter followers will special offers and codes, so be sure to add them to your list.

14. Read the Swagbucks Blog

The blog is always updated with news and offers and is a great place for you to find special promotions.

15. Make a Search Your Homepage

Most people say to make Swagbucks.com your homepage, but I have a much better tip for you.

■Go to Swagbucks.com

■Search for something you search for a lot (maybe MrsJanuary.com?)

■When the search results come up, make the search results page your homepage

■Now, every time you click the HOMEPAGE button (the little house) in your browser, you will end up at that search page

This means that every time you go to your homepage you will have a chance to win bucks – and you didn’t even have to manually search for anything.

After referrals, this is how I get the bulk of my Swag Bucks. This is one of my favorite “money” making website and I recommend it 110% to anyone who spends time online. For very little effort you can enjoy free gift cards and other prizes for doing something as simple as surfing the web.

16 Finding Swagcodes

Here is link to get those codes daily

17 Twitter Trivia

 You can find answers same place as codes-
Twitter Trivia breakdown:
The first 3,000 people to enter the correct answer in the Swag Code box to the first Twitter Trivia Question today will each win 7 Swag Bucks
The first 5,000 people to enter the correct answer in the Swag Code box to the second Twitter Trivia Question today will each win 3 Swag Bucks
The first 4,000 people to enter the correct answer in the Swag Code box to the third Twitter Trivia Question today will each win 5 Swag Bucks
The first 3,000 people to enter the correct answer in the Swag Code box to the fourth Twitter Trivia Question today will each win 6 Swag Bucks

HOW to revise your exercises to burn more calories

TIPS to revise your exercises to burn more calories

Although spending time working out is a great way to beat stress and get healthy, most of us are usually trying to squeeze in workouts during our already hectic schedules. And when you are able to get to the gym or find that 30 minutes for cardio, don't you want to make the most of every minute? No matter what type of cardio you do, you can burn more calories in the same amount of time with just a few modifications to your current workout.  Here are free tips revise your workout to burn more calories

1. Start your exercise with cardio

Research shows if you want to up your calorie burn (and who doesn't?), that you should do cardio first. This Published study in the Journal of Strength and Conditioning Research examined how many calories exercisers burned doing one of four workout combinations: running only, strength training only, running followed by strength training, and strength training followed by running. Researchers found that while all exercisers experienced a strong "after burn" (a higher rate of calories burned when at rest after exercise) for the two hours after working out, the strength training and run/strength training groups had the highest exercise after burn of all. So what does this mean? Although it's just one study, the takeaway is that we might burn more calories after working out if we do our cardio first.

2. Try plyometric (jumping and hopping)

If you consider yourself an intermediate or advanced exerciser and are looking for ways to burn more calories, plyometric are the way to go. These high-intensity, explosive exercises such as jumping and hopping, get your heart rate up quickly, which equals a higher rate of calories burned. Additionally, these athletic movements really target your fast-twitch muscles, coordination and agility, so you're training your body in an entirely new and challenging way. And challenging workouts almost always equal results—and more calories burned. Because using proper form is essential when doing these advanced high-impact moves, consider learning the ropes first!

3. Try to Use your whole body

Most cardio exercises focus on the lower body (biking, walking, elliptical, stair climbing, etc.), but if you want to burn more calories, one easy tip is to incorporate your upper body. Pump those arms hard and high when running and walking, make sure to grab the elliptical with moving handles, and even consider adding a more full-body exercise to your cardio mix such as the rowing machine. The more muscles you move, the more calories you will burn!

4. Get intense

If you're serious about wanting to burn more calories, then it's time to up the intensity. Bump up your incline and resistance if you're on a piece of gym equipment, or walk a hillier route than usual if you exercise outdoors. To increase the burn, you need to get out of your cardio comfort zone. And when you do, the benefits can be big. In a study published in the Journal of Medicine & Science in Sports Medicine in 2002, researchers found that intense exercise resulted in the greatest fat burn (compared to light intensity exercise and no exercise at all) during the hours following a workout—and that fat burn continued for 11 hours.

5. Listen to fast music

If you seem to have trouble pumping yourself up for a workout, try popping in that high intensity music In a small study by the Research Institute for Sport and Exercise Sciences, scientists found that when male college students pedaled stationary bicycles while listening to fast popular music, the subjects pedaled faster and elevated their heart rates more. The students even perceived their workouts to be less intense than they actually were. And when the music slowed down? The opposite happened. So listen to music you love and get your cardio on!

6. Use proper form

Do you hold on to the handles when you run on the treadmill? Maybe you lean on the handlebars during spinning class or hunch over while walking on the Stairmaster. If you use these machines, you need to use proper form in order to burn more calories. As a general rule, keep your arms moving freely and naturally, keep your abs in, your weight centered over your hips, and your shoulders down and back. Not only does proper form keep you from getting injured, it also ups your calorie burn since your core is engaged. Bonus!

7. Speed up

 The best advice to all is upping your calorie burn?  Increase your pace even if it's just a little bit. The tortoise may have won the race, but the hare burned more calories!

8. Add some intervals

By varying your intensity through different intervals (think one minute running then two minutes walking), you can actually improve your fitness more quickly than by steady state cardio, and you can burn more calories. The bonus? Time seems to fly when you add interval training!

9. Focus is very important

We talk a lot about the importance of the mind-body connection and fitness. Although cardio isn't as Zen-like as yoga, cardio can still benefit from a strong sense of awareness. The next time you do cardio; focus on the movements and breathing while squeezing those muscles. By engaging your mind, you can actually better engage your muscles, which allows you to complete the exercise more easily and still burn more calories!

10. Don't work too hard.

This might sound counter-intuitive but hear me out. We all know how important intensity is to any workout plan, but also think about how your workout affects the rest of your day. If you spend an hour at the gym sprinting and doing lunges, you might burn 600 calories in a short amount of time, but if that intense workout completely wipes you out for the rest of the day, the extra calorie burn might not be worth it. Be honest with yourself and definitely push yourself, but not so hard that it gets in the way of other daily activities. After all, the goal is to improve your quality of life.

11. Eat food in intervals

12. Sleep more (at least 8 hrs.)

13. Change your exercise routine more often

Cyber Monday online new Scams exposed (commonsense will save money)

New Tips to Escape Cyber Monday online Scams in 2014

Use your common sense to save your well-earned money on cyber Monday Dec 1st 2014

This is my new article on this year Black Friday and cyber Monday. In this article you will see how to Escape Cyber Monday Scams.

The frenzy of limited time offers, last minute sales and one-click shopping, it can be difficult to stay secure while you shop online, particularly on days like Cyber Monday. Last year, consumers spent about 2 billion dollars on Cyber Monday, up 20% from 2013. Industry experts predict this season will see even more growth. Coupled with the boom in sales is a predicted increase in the amount and severity of online scamming and data theft.

1. Don't Click on Pop-up Ads

Though it may seem obvious, malicious pop-up ads still pose one of the largest threats to web shoppers. Research studies have shown that a large amount of consumers will click on the account regardless of its message. Be mindful of what pop-ups say, it could be evidence of a security threat.

2. Keep Software Up-To-Date

Though many systems automatically update your software as new features become available, it's important to keep your programs as current as possible. To avoid security holes, update apps and software minimally once weeks, as newer versions appear.

3. Use Strong Passwords

An essential part of online security in any sense is using strong passwords. This means no birthdays, dog names or variations of "1234" for any of your accounts.

4. Install Antivirus and Anti-Spyware software

When shopping, you don't want others to be able to track what sites you're visiting and what information you're entering online. If you need help choosing, check out our guide here: 5 Best Free Antivirus Software Options.

5. Enable 'Timeouts' on Mobile

Experts think that more and more consumers are doing the bulk of their holiday shopping on mobile phones. If you're one of those consumers, make sure to enable a lock screen password, in case your device is lost or stolen. "If your phone isn't timed out, you're leaving the keys to your kingdom to whoever picks it up.

6. Use a Secure Connection

Expert recommends that any and all online financial transactions take place through a secure, private Wi-Fi connection, as opposed to using the more vulnerable free Wi-Fi in a coffee shop or library.

7. Avoid Email Advertisements

Your inbox is likely swarming with holiday promotions from your entire favorite (and likely least favorite) brands. To avoid being hacked, the CIS recommends you always enter the shop's URL in your browser, rather than following the links contained in an email.

8. Shop at Companies You Know

Before you buy from a merchant on Amazon, Etsy or Ebay, check their rating and number of sales. Make sure they have good return policies and clearly posted contact information. If worried, you can always check on a business’s legitimacy through the Better Business Bureau.

9. Use Credit, Not Debit

There are more security protections on your credit card that may not exist while using your debit card, should your info be taken

10. Ensure Your Site Is Secure

If you are entering your financial information on a webpage, make sure the URL begins with "https" as opposed to "http" or has a lock in your browser's search bar.

 

11. Be Wary of Charity Sites

Though the holidays are frequently the most popular time to make donations to charity, consumers must check the legitimacy of your charity's website. Fraudulent sites pop up during disasters and holidays like clockwork. Be alert

12. Check Your Location and Privacy Settings

Many apps and websites will automatically share your GPS location by default. If your entire family is out of the house, broadcasting your location might not be the best idea. Sometimes, apps will change your settings once downloaded. Check what services your downloads have access to in your phone's privacy settings.

13. Check Your Statements Frequently

Expert thinks that, some hackers will do very low level theft once obtaining your information, charging small amounts to your credit card to avoid detection. Stay on top of your account statements and keep a record of how much you spend and where.

14. Add Browser Extensions and Security Apps

Pop-up blockers and malware detection extensions will add an extra layer to your security this season.

All TOP Black Friday Deals of 2014 (save a lot in Walmart, Bestbuy and Sears)

Hottest Black Friday Deals of 2014

This is my second article on black Friday deals. In this one you will sea top deals from Walmart to sears…..

Top WalMart Black Friday Deals

 

Wal-Mart Black Friday WalMart Black Friday Ad! Wal-Mart is offering One Hour Guarantee on Black Friday Deals. Some of the hottest deals are highlighted below:

•WalMart One-Hour Guarantee on Black Friday

•HP Intel Celeron 15.6-inch Touch Laptop for $249.00

•RCA 7-in Google Play Wi-Fi Tablet for $29.00

•XBox One Halo: The Master Chief Collection Bundle + $30 Gift Card for $329.00

•50-inch 1080p 60Hz LED HDTV for $218.00

 Best Buy Top Black Friday deals

Some of the hottest deals are highlighted below:

•Panasonic 50-inch 60Hz 1080p LED TV for $199.99

•$100 Off All iPad Air 2 Models - Apple iPad Air 2 16GB Tablet for $399.99

•Dell Inspiron 15.6" Touch-Screen Laptop w/ Intel Core i3 for $299.99

•Beats by Dr. Dre - Beats Solo HD On-Ear Headphones for $79.99

•SanDisk Cruzer Glide 128GB USB 2.0 Flash Drive for $27.99

•iPad Mini 3 16GB for $324.99

•Xbox One 500GB Console Kinect Assasins Creed: Unity Bundle + Free Controller for $429.99

Top Target Black Friday Deals

Store opens at 6PM on Thanksgiving in the states where NOT prohibited by law. Some of the hottest deals are highlighted below:

•Element 40" LED HDTV for $119.00

•Beats by Dre Solo HD Drenched for $97.00

•Xbox One 500GB Console Bundle w/Assassins Creed Unity and Black Flag w/$50 Target Gift Card for $329.99

•Apple iPad Air 2 16GB (Silver) w/ $140 Gift Card for $499.00

•Westinghouse 48-inch 1080p LED HDTV for $235.00

•Playstation 4 500GB Console Bundle for $399.00

•GoPro HERO3+ w/ $50 Gift Card for $249.99

Amazon TOP Black Fridays deals

The following deals will be available to all customers in the coming weeks:

- Savings of 40% or more on select Star Wars toys, Mickey and Minnie, Crayola and Disney Princess toys

- Save up to 35% on Green Toys

- Save $150 on the Canon EOS Rebel T5i DSLR

- Save more than 50% off Analon cookware sets

- Save up to 70% off Cuisinart cookware sets

- Save 50% off SodaStream Fountain Jet Home Soda Maker Starter Kit

- Save up to 50% off all the tools you need for the perfect Thanksgiving

- Save 60% off Paderno Three Blade Slicer

- Braun electric shavers starting at 30% off

- Save $250 or more on Samsung Baby Care Washers

- Save 50% on Philips Avent classic gift sets

- Save 50% or more on the Levana Sophia Video Baby Monitor

- Up to 75% off select One Industries Motorcycle Helmets

- Up to 40% off select Jeep and truck accessories, including Husky, Heininger, and Rugged Ridge

- $25 off Makita tools, on select orders over $100

- Free App of the Day Bundle

 

JCPenney TOP Black Friday  Deals

 

Some of the hottest deals are highlighted below:

•JCPenney Coupon: $10 Off $10 or More (While supplies last)

•Small Kitchen Appliances (Assorted) for $9.99 (After $10 MIR)

•Disney Mini Character Plush for $4.99

•Farberware 40-pc. Cutlery & Tools Set for $19.99 (After MIR)

Kohls Black Friday TOP Deals

iRobot Roomba 620 Vacuuming Robot + Free $50 Kohls Cash for $280.49

KitchenAid KSB1575 Diamond Vortex Blender for $97.49

Disney Frozen Elsa & Anna Toddler Girls' Winter Boots for $25.49

Shark Plus S3550 Steam Pocket Mop + Free $10 Kohls Cash for $67.99

Sears Black Friday TOP Deals

Nakamichi Bluetooth Wireless Headphones BTHP02 + Free $20 SYWR Points for $39.99

Craftsman 16882 1/2in. Impact Wrench for $24.99

Remington MPT-3000 Precisin Trimmer Detailer for $8.99

NordicTrack T 6.5 S Treadmill 25016 for $519.99

Tricks to eat healthy on Thanksgiving and other holidays

Eat healthy on Thanksgiving and other holidays

Thanksgiving and Xmas only comes around once a year, so why not go ahead and eat a lot?. Year after year, most of us pack on at least a pound (some gain more) during the holidays -- and keep the extra weight permanently.

But Thanksgiving and Xmas does not have to harm your weight, experts say. With a little know-how, you can satisfy your desire for traditional favorites and still enjoy a guilt-free holiday’s feast.

Please do not miss your Breakfast

While you might think it makes sense to save up calories for the big meal, experts say eating a small meal in the morning can give you more control over your appetite. Start your day with a small but satisfying breakfast -- such as an egg with a slice of whole-wheat toast, or a bowl of whole-grain cereal with low-fat milk -- so you won't be starving when you arrive at the gathering.

Eating a nutritious meal with protein and fiber before you arrive takes the edge off your appetite and allows you to be more discriminating in your food and beverage choices.

 

 

Use healthy fat free recipes

Whether you are hosting Thanksgiving dinner or bringing a few dishes to share, make your recipes healthier with less fat, sugar, and calories. There is more sugar and fat in most recipes than is needed, and no one will notice the difference if you skim calories by using lower calorie ingredients.

 

Here are some cool suggestions:

Use fat-free chicken broth to baste the turkey and make gravy.

Use sugar substitutes in place of sugar and/or fruit purees instead of oil in baked goods.

Reduce oil and butter wherever you can.

Try plain yogurt or fat-free sour cream in creamy dips, mashed potatoes, and casseroles.

Portions control is good idea

Thanksgiving and Xmas time food tables are bountiful and beautiful displays of traditional family favorites. Before you fill your plate, survey the buffet table and decide what you're going to choose. Then select reasonable-sized portions of foods you cannot live without.

Don't waste your calories on foods that you can have all year long. Fill your plate with small portions of holiday favorites that only come around once a year so you can enjoy desirable, traditional foods.

Slow and study wins the race

Eating slowly, putting your fork down between bites, and tasting each mouthful is one of the easiest ways to enjoy your meal and feel satisfied with one plate full of food, experts say. Choosing whole grains, fruits, vegetables, broth-based soups, salads, and other foods with lots of water and fiber add to the feeling of fullness.

Spread out the food and fun all day long. Some family on Thanksgiving gathering, they schedule dessert after a walk, while watching a movie together.

 

Control your Alcohol intake

Don't forget those alcohol calories that can add up quickly. Have a glass of wine or a wine spritzer and between alcoholic drinks, (or) enjoy sparkling, this way you stay hydrated, limit alcohol calories, and stay sober.

Be Realistic about weight maintenance instead of weight loss.

The holiday season is a time for celebration. With busy schedules and so many extra temptations, this is a good time to strive for weight maintenance instead of weight loss.

Shift from a mindset of weight loss to weight maintenance, You will be ahead of the game if you can avoid gaining any weight over the holidays.

 

Focus more on Family and Friends relationships

Thanksgiving is not just about the delicious bounty of food. It's a time to celebrate relationships with family and friends. The main event should be family and friends socializing, spending quality time together, not just what is on the dinner table.

 

Avoid the Second round

Try to resist the temptation to go back for second serving. Leftovers are much better the next day, and if you limit yourself to one plate, you are less likely to overeat and have more room for a delectable dessert.

 

Choose the Best Bets on the Buffet food choices

While each of us has our own favorites, keep in mind that some holiday foods are better choices than others. White turkey meat, plain vegetables, roasted sweet potatoes, mashed potatoes, defatted gravy, and pumpkin pie tend to be the best bets because they are lower in fat and calories. But if you keep your portions small, you can enjoy whatever you like.

Burn more calories before holidays

Create a calorie deficit by exercising to burn off extra calories before you ever indulge in your favorite foods. Eat less and exercise more is the winning formula to prevent weight gain during the holidays. Increase your steps or lengthen your fitness routine the weeks ahead and especially the day of the feast.

Experts recommends fitness a family adventure, Take a walk early in the day and then again after dinner. It is a wonderful way for families to get physical activity and enjoy the holiday together.

New Tricks to escape Thanksgiving Cooking Disasters AND roasting a Low calories turkey

Avoid Thanksgiving Cooking Disasters AND roast a Low calories turkey

First of all I want to wish my readers a happy Thanksgiving Day. On occasion of this I want to share you with Low calories turkey recipe and some tips to avoid Thanksgiving Cooking Disasters.

 

How to avoid Problems in the First Place?

 

Here's the best piece of advice we can share to ensure your Thanksgiving dinner is a success: Plan. (Or more specifically, plan, plan and then double-check your plan.) Two weeks beforehand, plan the menu. From there, assemble all your recipes. Then, make a shopping list.

 Make as much ahead as you can. Plot out your cooking activities for the big day and—most importantly—the day before. Make yourself an hour-by-hour agenda that includes prep and cooking time for every recipe. What can be made ahead? Pies and cranberry sauce, for instance, can be completely prepared and baked the day before. Chop any vegetables for your stuffing, seal them in plastic bags (better than containers when space is at a premium) and refrigerate. If you're making stuffing with fresh breadcrumbs, prep those on Wednesday.

Give the turkey a head-start. You can roast the turkey earlier and keep it nicely warm for up to an hour: Remove the roasting pan from the oven and transfer the bird to a big platter or tray. Wrap very tightly with foil, and then cover with a heavy bath towel until you're ready to carve and eat.

 Whether you're a veteran of Thanksgiving meal preparation or this is your first big feast, here's one more sanity saver: Ask for help. Graciously accept any offers from friends or family members who want to contribute a dish to the meal. And when guests arrive on the holiday, don't hesitate to put folks to work in the kitchen. That's where people will want to hang out, anyway.

 

Common Thanksgiving Mishaps (and How to Fix Them)

So, despite your best planning, you run into a kitchen problem on Thanksgiving Day (we won't call it a disaster). Here's how to resolve some common issues.

1. The sliced turkey is very dry!

The key to avoiding dry turkey is in the preparation. Many home cooks prefer to brine the whole turkey before roasting (this involves soaking the bird in a solution of water, salt, herbs and spices for several hours or overnight). Others soak a large piece of cheesecloth in melted butter and drape that over the bird. Roasting a stuffed turkey can also cause dryness. Whichever cooking method you choose, follow your recipe or directions carefully, and don't over-cook. Use a meat thermometer to check for doneness: the temperature should be 180 degrees when you insert the thermometer deep into the thigh.

2. The pie crust is browning too quickly

Use foil to cover the crust only. For a 9-inch pie, cut roughly 10-inch circle of foil. Fold the circle in half, and then cut out the center, yielding a 3-inch-wide ring of foil. Place that ring over the crust and continue baking.

3. The gravy is too lumpy

Pour the gravy through a fine mesh strainer to remove any clumps of flour or cornstarch.

4. The potatoes are done too early

This one's easy. Go ahead and finish preparing the mashed potatoes. Transfer them to a greased baking dish, dot them with butter and cover tightly with foil. They can be kept warm (or later re-warmed) in a 325 degree oven for about 30 minutes.

 If your turkey still winds up a bit on the dry side, then heat up about 1 cup of chicken stock or broth, pour that over the sliced meat in a baking dish and wrap tightly with foil. Warm the moistened turkey in the oven at 350 degrees for about 15 minutes.

What is final piece of advice for everyone?

Just Relax. No one at your holiday table will go hungry

How to roast a Low calories turkey

Tasty way to cut the calories, not the tradition of roasting turkey

Ingredients needed

1 Whole Turkey (12 pounds)

3/4 cup olive oil

2 tablespoons garlic powder

2 teaspoons dried basil

1 teaspoon ground sage

1 teaspoon salt

1/2 teaspoon black pepper

2 cups water

How to prepare low fat turkey

Nutritional

Amount per Serving

Calories: 203.4

Total Fat: 12.5 g

Cholesterol: 43.0 mg

Sodium: 1,155.5 mg

Total Carbs: 5.1 g

Dietary Fiber: 0.6 g

Protein: 17.3 g

1. Preheat oven to 325 degrees F (165 degrees C). Clean turkey and place into a roasting pan with a lid.

2. In a small bowl, combine olive oil, garlic powder, dried basil, ground sage, salt and black pepper. Using a basting brush apply the mixture to the outside of the uncooked turkey. Pour water into the bottom of the pan and cover with the lid.

3. Bake for 3 to 3.5 hours or until the internal temperature of the thickest part of the thigh measures 180 degrees F (82 degrees C).

4. Remove bird from oven and allow standing for about 30 minutes before carving.

Makes 15 servings

ABC about choosing winter tires and Driving Safety Tips

Tips for choosing winter tires and Driving Safety Tips

Every year, as the first autumn leaves fall, you start thinking about it (or at least you should be): Switching to your winter tires. Keeping in mind it is strongly recommended to use winter tires (not all-season) for an optimal grip on cold pavement and improved braking and cornering performance, these useful tips will make winter driving easier and safer for you and your family!

According to the Tire and Rubber Association of Canada, winter tires offer up to 50% or more traction than all-seasons. Even if you drive an SUV or live where the streets are cleared of snow regularly, installing winter tires on all-wheel positions will improve surface grip in every type of road condition at temperatures below 7°C.

How to choose your winter tires

Look for the Mountain Snow Flake symbol embossed on the sidewall of the tire.

Ask your tire expert to help you find the right thread design for your driving style and local driving conditions.

Make sure all four tires are the same type, size and have the same tire line, speed rating and load index.

Remember winter tires are mandatory in Quebec and some mountainous regions of British Columbia.

When you bring your car to the garage for your winter tire installation, ask your mechanic for a winter tune-up (brakes, battery, heaters, defrosters and wipers, etc.).

 

Follow winter driving tips

Always remember to test your brakes and steering as soon as you hit the road.

Reduce your speed, especially before corners and before going down hills.

Keep a safe distance from other vehicles and give yourself extra time to stop safely.

Stay alert for black ice, especially on intersections, bridges and overpasses.

Avoid using cruise control in the winter.

For rough winter conditions, always make sure to keep the following items handy: jumper cables, towing cable, flares, gloves, boots, blankets, food, a flashlight, a cell phone, a first aid kit, and an ice scraper.

Trick for getting out of a snow bank

Remove snow from around the tires and try to get more traction with salt, sand, or traction pads. Once one of these traction-aids is applied, try to slowly drive out. Avoid accelerating too hard, you will only dig yourself deeper. If you can't just drive right out at the first attempt, try to rock back and forth. Each rock back and forth should allow you to drive further, until you manage to completely get your vehicle out. If you still cannot get out of the snow bank, you may require the assistance of a towing expert.

Trick for Straightening a Skid

If your vehicle starts to skid, resist the temptation of hitting the brakes, release the accelerator and gently steer into the skid (if the rear of your car is sliding to the left, you should steer carefully to the left). If you overcorrect the skid, you'll end up sliding in the other direction. Once you have the vehicle straightened out, you can gradually accelerate to continue your forward movement.

In general, our Canadian winter conditions are not what we could call ‘driving-friendly’. But, with the right equipment, a good amount of caution and awareness, you can maximize your safety and comfort throughout the entire season.

Enjoy and drive safely in festive season!

Can you burn your FAT with fruits? (Answer below)

Top 5 Fat-Burning Fruits

This is my 10^th article on health; in this article you will see some foods which help our body in burning fats.

Are you trying to lose weight? Now you can have your fruit and your weight loss too. Most fruit contains excessive amount of natural sugars that quickly converts into fat when eaten in excess. There are some fruits that actually work to help burn fat. Adding more of these fruits to your diet can help with fat loss. While fruit has many natural healing compounds, sometimes its sugar content can be a problem for people interested in losing weight. However, some fruits actually help you to burn fat. Here are my picks for the Top 5 Fat-Burning Fruits:

 

 Top 5 Fat-Burning Fruits

Go for Avocado

Loaded with healthy Omega 9 fatty acids (the same fats found in olive oil, olives, and macadamia nuts), avocados speed the conversion of fat into energy and boost the rate of metabolism.

Eat more Coconut

Coconut is rich with medium chain triglycerides (MCFAs) which increase the liver’s rate of metabolism by up to 30 percent, according to some experts. They also help keep you full so you’re less likely to snack on junk food. Coconut oil frequently aids the functioning of the thyroid gland. Coconut oil, coconut milk (not the low fat variety), coconut flour, and shredded (unsweetened) coconut all contain MCFAs.

Love your Lemons

Excellent liver detoxifiers, lemons also alkalize our body. They may seem acidic based on taste but in the process of being metabolized by the body, they actually alkalize our bodily fluids and tissues. Maintaining the health of the liver is also imperative to the body’s ability to digest and burn fat, since the liver is one of the organs responsible for these functions.

Where is Grapefruit?

 Many studies confirm that grapefruit is an excellent weight loss food. In one study at Johns Hopkins University, women who eat grapefruit daily shed almost 20 pounds on average in only 13 weeks, without changing anything else in their diet or lifestyle.

Try Tomatoes in food or salad

 Packed with vitamin C and the phytochemical lycopene, tomatoes stimulate the production of the amino acid known as carnitine. Research has shown carnitine helps speed the body’s fat-burning capacity by one third.

How to get more Benefits

It’s easy to reap the weight loss rewards of these fruits. Use full-fat coconut milk and oil in curries, smoothies, or baking. Try my Super Fat-Busting Green Tea Lemonade as a great way to reap the benefits of lemons. Enjoy a grapefruit for breakfast or as a snack instead of something sweet. Make your own fresh salsa or add tomatoes to soups, stews, salads, or curries. Make fresh guacamole with minced onion, garlic, lemon juice, and chopped tomato and cilantro.

 

 

 

More Health Bonus

Not only will these fruits help with weight loss, they have plenty of other health benefits too. Avocado helps prevent heart disease. Coconuts help prevent cancer. Grapefruit gives the liver a boost. Lycopene is a powerful antioxidant that studies show cuts the risk of heart disease by 29 percent.

Five smart ways to save hard earned money everyday

Many cool ideas to save money in daily life

Last month I read this book and found many chapters were fascinating. There are many smart money saving tips we all do not know.  It’s a simple, engaging read filled with real-life stories that covers all of the basics Canadians need to know about credit, debt and investing. This book provides much-needed advice. It points out that today, Canadians are saddled with over 1.4 trillion dollars in consumer debt and less that 75% have three months’ savings in an emergency account. But the book is also filled with chunks of valuable information that even the most financially astute may be unaware of.

 

Top 1-Some bill payments affect your credit score more than others

Author says many Canadians are surprised to discover that conventional mortgage payments are usually not included in their credit report. “So, it’s even more vital to ensure that credit card payments, loans and lines of credit are paid on time every month as those debts are reported regularly on your credit report.

She also cautions that if any of your accounts end up in collections, even a minor amount would hurt your score.

Key point:

Pay all your bills on time and order your credit report from Equifax Canada or TransUnion Canada so you can review it yourself.

Top 2-Not all VISA and MasterCard are the same

Most of us are aware of the difference between store credit cards and bank credit cards. But what about the difference between store-issued and bank-issued VISA and MasterCard? If you think the only difference is the rewards offered, think again. Author points out those store-issued cards tend to have higher interest rates and aren’t always recognized as major credit cards.

She tells the story of a colleague who tried to use a department store MasterCard to check in at a kiosk at the Toronto airport, and it was refused.

Key point:

Always travel with a bank-issued credit card as they are more widely accepted.

 

Top 3-Interest on student loans begins the day you graduate

Author says, “Although student loans give you a six-month grace period to begin paying down the loan, interest on the loans starts to accumulate the day you graduate.”

Key point:

Pay off student loans as soon as possible by continuing to live like a student after graduating to keep your costs to a minimum.

Top 4-Being just a little late can cost you more than you think

We all know falling behind on our credit card payments means we’ll be hit with interest rate charges. But Keehn points out it can also increase the rate of interest we’re being charged – in the case of one of her clients who was always a few days late, by over 10%.

Key point:

Always pay your credit card by the due date. If you don’t, some cards will hike your interest rate until you’ve made six months of consecutive minimum payments.

 

Top 5-There is important differences between life insurance and mortgage insurance

Mortgage insurance is sometimes thought of as life insurance, but it’s not. While life insurance proceeds are tax-free and payable directly to your beneficiary, mortgage insurance is paid out to the lender to cover only the remainder of your mortgage.

Key point:

When it comes to insuring your debt, life insurance can provide you with more control than mortgage insurance over the costs and who will benefit.

Last point- never, ever looks at anyone and compare to other

Last one key piece of financial advice she would like to share with readers after having written The Money Book. She said, “It would be to never, ever look at anyone and compare you financially.

Key point:

Most individuals have no clued what their friends and neighbours are worth. The advent of easy credit creates illusions that couldn’t exist just a few decades or centuries ago. Not long ago, if you didn’t have the cash for something, you didn’t buy it. Now, you can look very wealthy, but like everything, the time of reckoning eventually comes.”

This Money Book for Everyone Else is a guide that will teach you:

• How only paying what your credit card company requests might leave you burdened with a balance for decades;

• How to protect your financial identity and how failing to do so could result in a life-long nightmare;

• How to spot and avoid investment scams;

• Why certain credit cards could leave you hungry and thirsty on your next flight;

• Navigating the world of Canadian tax shelters, along with the basics of investing and debt;

• How to repair and maintain your credit score;

• Simple tips for being debt-free sooner;

• Questions, criteria, and biases you need to be aware of when choosing your financial team.

(Source-The Money Book for Everyone Else by Kelley Keehn)