Monday, July 15, 2013

Free Printable General Competency Test (GCT) sample Questions 1-150 (Federal /State Govt. Jobs)


GCT sample Questions test for Federal/states Govt. Jobs in 2013


  

Please Print, Practice and Pass General Competency Test for Govt. Jobs


This is 13th part of blog on General Competency Test (GCT) sample Questions. This test is used by federal Public Service is for the best-qualified persons to fill the jobs available. Employment tests like the GCT help to satisfy both of these aims by providing a fair, objective and reliable measure of an important qualification.
You will find all answers in Red.

GCT test for Govt. Jobs and Free Test samples 126-136




Q 126
A train travels 20 feet in 1/5 second. At this same speed, how many feet will it travels in three seconds?

Q 127
When rope is selling at $.10 a foot, how many feet can you buy for sixty cents?

Q 128
The ninth month of the year is

1. October, 2. January, 3. June, 4. September, 5 May.

Q 129
Which number in the following group of numbers represents the smallest amount?
7,.8, 31 ,.33 ,2

Q 130
In printing an article of 48,000 words, a printer decides to use two sizes of type. Using the larger type, a printed page contains 1,800 words. Using smaller type, a page contains 2,400 words. The article is allotted 21 full pages in a magazine. How many pages must be in smaller type?

Q 131
The hours of daylight and darkness in SEPTEMBER are nearest equal to the hours of daylight and darkness in:
1. June, 2. March, 3. May, 4. November

Q 132
 Three individuals form a partnership and agree to divide the profits equally. X invests $9,000, Y invests $7,000, Z invests $4,000. If the profits are $4,800, how much less does X receive than if the profits were divided in proportion to the amount invested?

Q 133
 Assume the first two statements are true. Is the final one:
1. true, 2. false, 3. not certain?
Tom greeted Beth. Beth greeted Dawn. Tom did not greet Dawn.

Q 134
A boy is 17 years old and his sister is twice as old. When the boy is 23 years old, what will be the age of his sister?

Q 135
 Round 907.457 to the nearest tens place.
A. 908.0, B. 910, C. 907.5, D. 900, E. 907.46

Q 136
 At a certain high school, the respective weights for the following subjects are:
Mathematics 3, English 3, History 2, Science 2 and Art 1.
What is a student's average whose marks were the following: Geometry 89, American Literature 92, American History 94, Biology 81, and Sculpture 85?

Answers-GCT test for Govt. Jobs and Free Test samples 126-136


126. 300 feet
127. 6 feet
128. September,
129. .33,
130. 17,
131. March,
132. $560,
133. Not certain,
134. 40 years old
135. B,
136. C

Wednesday, July 3, 2013

How to determine the top cost for a stolen vehicle for insurance purpose

How to find cost of a stolen vehicle in 2013-14


This is my third blog on insurance. In my previous blog we learn about the importance of travel insurance. In this blog you will see how you determine the cost of a vehicle that has been stolen.
Leaving the house the other day, you immediately sensed something was amiss. Your car wasn't in the driveway, where you had left it the night before. Once the shock wore off and you double checked, you face the fact that it's been stolen. Naturally your car is very valuable to you, but now that it's gone, what's it worth from your insurer's perspective?

 

Your insurance policy is the key

If your vehicle has been stolen or declared a total loss, your insurer considers various factors to determine the value of your vehicle at the time of your claim settlement. Of course, much depends on the insurance coverage you had when the loss occurred. What choices did you make when you purchased your insurance policy? Did you choose to be insured for the value of the vehicle at the time of the loss as per your basic automobile policy (Q.P.F. No. 1)(OAP 1), or did you opt to include an additional protection that covers you for replacement cost value (Q.E.F. NO. 43 A-E)be insured for the value of the vehicle with no deduction for depreciation by adding the Limited Waiver of Depreciation coverage (OPCF No. 43 or 43 A) to your policy? The answer to that question will have an impact on the amount of your settlement.

Actual cash value at the time of loss or damage

•Corresponds to the depreciated value of your vehicle, that is, its market value just prior to the loss.
•This amount is determined by calculating the average value of comparable vehicles on the market, then adjusting it to take into account the condition of the stolen or damaged vehicle (mileage, rust, additional equipment, etc.).


Replacement value

Refers to the price at which your insurer could buy a new vehicle with the same characteristics, equipment and accessories as your vehicle at the time of the loss. For example, with replacement value coverage, if you bought a new vehicle worth $26,000 in 2010, you could be entitled to receive $27,000, if that was the value of the same vehicle bought new today. However, if you did not opt to add the replacement value coverage to your auto insurance policy, you could be entitled to a much smaller amount, of roughly $13,000, if that corresponded to the depreciated value of your vehicle at the time of the loss.

Limited Waiver of Depreciation


•Determined by your insurer, this amount corresponds to the least costly of the three following options:
◦The manufacturers suggested retail price
◦The actual purchase price of the vehicle and its equipment
◦The actual cost of replacing the vehicle with a new one of the same make and model similarly equipped

Some good examples

 

Here are a few examples that illustrate how we arrive at a claim settlement when a vehicle is stolen or declared a total loss when you have the Limited Waiver of Depreciation coverage.
•You have purchased a new vehicle in 2011 for a total of $19,500. This vehicle was completely redesigned in 2012, so when you submit your claim in 2013, a comparable vehicle now costs $24,300. The maximum that your policy will pay is $19,500.
•You have a 2012 mini-van that you purchased new for $29,000. When you submit your claim in 2013, the manufacturer is also offering an $8,000 factory rebate that was not available in 2012. Due to this rebate, your vehicle can be replaced with a new one of the same make and model valued at $21,000, therefore this is the maximum your policy will pay.
•In 2012 you ordered a brand new 2013 model of a vehicle with a manufacturer's suggested retail price of $34,800. Due to the short supply and high demand for this model, you paid the dealer $36,000 to ensure you would get your car. The maximum your policy will pay is the manufacturer's suggested retail price of $34,800.

It's all a question of value

In general, whether you own or lease a brand new car, opting for replacement value the Limited Waiver of Depreciation coverage can prove to be a wise choice since it shields you from the negative consequences of the depreciation of the value of your vehicle.
So will you opt for the replacement value Limited Waiver of Depreciation or actual cash value coverage in the event of loss or damage? It all comes down to what you're looking for. Just as you would with any other decision, let yourself be guided by what best suits your needs!

Tuesday, July 2, 2013

Free, new and Printable FSOT (Foreign Service officer test) Sample Questions Part VII (1-100)

Free and new FSOT test Sample Questions for 2013-14



This is 6th part of blog on Free FSOT test Sample Questions for 201314. In this part you will see questions related to FSOT World History and Geography Questions. These questions can be practice for other World History and Geography Exams too.

Print Practice and Pass FSOT


Good Luck to all..............

Free FSOT test Sample Questions- World History and Geography Practice Questions 73-83

 

Q 73

After the historic Battle of Midway during WWII, the United States' navy:

A. Was the equal of or superior to Japanese naval forces
B. Completely controlled the Pacific Ocean for the remainder of the war
C. Was forced to withdraw from the Pacific theater for a short time
D. Suffered defeats in most naval battles with Japan fought over the next year

Q 74
 The IAEA was founded in 1957, has a current membership of 140 nations, and states as one of its goals:

A. The safeguarding of nuclear materials
B. The eradication of human rights violations
C. The equality of women in all aspects of society
D. The creation of educational institutions in developing nations
 
Q 75
 Which of the following Latin American nations did not win independence from European control until the twentieth century?

A. Venezuela
B. Ecuador
C. Paraguay
D. Grenada

Q 76
Which of the following conflicts resulted from European trade practices with China in the eighteenth century?

A. The Opium Wars
B. The War of the Roses
C. The Napoleonic Wars
D. The Crusades

Q 77
 The following are all member of the Group of 8 or G8 nations, who together represent more than one half of the world's economy in terms of dollars, with the exception of:

A. Italy
B. Canada
C. Russia
D. China
 
Q 78
 Which Southern Pacific island(s) is not considered a United States ' territory or protectorate?

A. Palmyra Atoll
B. Guam
C. Northern Mariana Islands
D. Cook Islands

Q 79
 Which of the following women is recognized for her role in founding the American Red Cross which eventually grew into an international relief agency?

A. Elizabeth Dole
B. Clara Barton
C. Florence Nightingale
D. Victoria Woodhull

Q 80
 Which of the following nations is on the United States' official list of state sponsors of terrorism?

A. Sudan
B. South Korea
C. Saudi Arabia
D. Jordan

Q 81
During the collapse of the Roman Empire in the west, the Byzantine Empire rose to power in the east centered around the capital city of Constantinople now located in which country?

A. Greece
B. Macedonia
C. Turkey
D. Egypt

Q 82
 Islam is the official state religion of all of the following nations except:

A. Somalia
B. Tunisia
C. Kuwait
D. Turkey

Q 83
Which of the following was a Nobel Peace Prize recipient in 1994 for his efforts to bring peace to the Middle East ?

A. Yasser Arafat
B. Ariel Sharon
C. William (Bill) Clinton
D. Anwar al-Sadat

Answer sheet-Free FSOT test Sample Questions- World History and Geography Practice Questions 73-83

73. A. This battle was major victory for the United States navy which was struggling to recover from the losses of Pearl Harbor. It created a much more equal situation between the U.S. and Japan in terms of power and resources, encouraged U.S. offensive plans in the Pacific, and prevented Japanese domination of the region.

74. A. The International Atomic Energy Agency was founded to address growing concerns about safety in the nuclear age. It is an independent agency often utilized by the U.N. in the inspections process.

75. D. Grenada was granted its independence from the United Kingdom in 1974.

76. A. Hostilities broke out between Britain and China during the middle of the century due to Britain's continued attempts to import opium into China in trade for Chinese goods. This continued even when the Chinese government passed bans on opium and demanded capital punishment for native opium traffickers.

77. D. The group has been meeting, usually annually, since the 1970's. Originally only a group of seven, Russia was added at the end of the Cold War. Although they tackle numerous issues, the economy tends to take center stage. Meetings or summits are often the focus of anti-globalization protestors.

78. D. The Cook Islands were once a British territory, but are now an independent democracy which is voluntarily associated with New Zealand.

79. B. Clara Barton headed efforts during the American Civil War to provide aid to injured soldiers and notify family members of their loved ones' whereabouts. She offered her services a few years later to war torn Europe. She officially established the American Red Cross in 1881 with the goal of providing aid to the victims of war and natural disaster under a flag of neutrality.

80. A. Sudan is one of six nations currently listed by the U.S. State Department as having repeatedly supported acts of international terrorism. Sudan has a history of providing safe haven and training grounds to suspected and known terrorists.

81. C. The former city of Constantinople is now known as Istanbul and is the most populated city in Turkey.

82. D. According to its constitution, religious freedom is mandated in Turkey even though it is predominantly Muslim. Religious minorities do experience discrimination in some areas of society.

83. A. Arafat was the joint recipient along with Shimon Peres and Yitshak Rabin for their efforts in resolving the Israeli-Palestinian conflict including historic allowances by Israel for Palestinian self-government.

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